Cover Details |
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Underwritten |
Hiscox Syndicate 33 at Lloyd’s Approved by the Department of Trade & Industry, Members of the Association of British Insurers and authorised by the Financial Services Authority |
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Cover
Available for |
Unoccupied Residential Properties |
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For full details of the Policy Wording please click here. If you do not have Adobe Reader please click here. |
• Standard Perils (including subsidence) • Fire, Lightning, Explosion and Earthquake • Damage by Aircraft, Storm, Tempest or Flood • Escape of Water, Escape of Oil • Theft or Attempted Theft • Malicious Damage • Impact by Vehicle or Animal • Falling Trees, Telegraph Poles or Lamp-Posts • Falling of Fixed Television Aerials, Satellite Dishes • Property owners Liability £2,000,000 |
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Max
Building Sum Insured |
£1,000,000 (Please refer properties above £1,000,000) |
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Excess |
£1,000 subsidence, landslip or heave. All other claims £250 |
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Building
Rating Structure |
Cover period 6 months (non-refundable, renewable thereafter) Sum Insured x 0.15% (Grade II Listed Buildings: Sum Insured x 0.2%) plus insurance Premium Tax @ 5% plus administration charge of £25.00 |
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Examples |
Building Sum Insured £100,000 x 0.15% + IPT @ 5% = £157.50 + £25.00 admin charge = £182.50 Grade II Listed Building Sum Insured £100,000 x 0.2% + IPT @ 5% = £210 + £25.00 admin charge = £235 In order to keep our premiums competitive and to reduce administration costs this premium is non-refundable in the event of cancellation within the period of insurance. |
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Optional Contents Cover |
£15,000 fixed sum insured at a premium of £157.50 (including 5% IPT)
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Click here to download and print our claim form When completed, please post this to: Unoccupied Property Insurance, or
call our claims helpline on 01474 355322 |
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Proposal Form |
You can complete our online proposal form here » |
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