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Cover Details

Underwritten

Hiscox Syndicate 33 at Lloyd’s
Approved by the Department of Trade & Industry, Members of the Association of British Insurers and authorised by the Financial Services Authority
 
Cover Available for
Unoccupied Residential Properties
 
• Standard Perils (including subsidence)
• Fire, Lightning, Explosion and Earthquake
• Damage by Aircraft, Storm, Tempest or Flood
• Escape of Water, Escape of Oil
• Theft or Attempted Theft
• Malicious Damage
• Impact by Vehicle or Animal
• Falling Trees, Telegraph Poles or Lamp-Posts
• Falling of Fixed Television Aerials, Satellite Dishes
• Property owners Liability £2,000,000
 
Max Building
Sum Insured
£1,000,000
(Please refer properties above £1,000,000)
 
Excess
£250
 
Building Rating
Structure
Cover period 6 months
(non-refundable, renewable thereafter)
Sum Insured x 0.15% (Grade II Listed Buildings: Sum Insured x 0.2%) plus insurance Premium Tax @ 5% plus administration charge of £25.00
 
Examples
Building Sum Insured £100,000 x 0.15%
+ IPT @ 5% = £157.50 + £25.00 admin charge
= £182.50

Grade II Listed Building Sum Insured £100,000 x 0.2%
+ IPT @ 5% = £210 + £25.00 admin charge
= £235

In order to keep our premiums competitive and to reduce administration costs this premium is non-refundable in the event of cancellation within the period of insurance.
 
Optional Contents Cover
£15,000 fixed sum insured at a premium of £157.50 (including 5% IPT)
unoccupied property insurance now underwritten by Hiscox

 
Claims

Click here to download and print our claim form

When completed, please post this to:

Unoccupied Property Insurance,
Enni-Scheme Commercial Insurance Services,
Alexandra House,
Royal Pier Road,
Gravesend,
Kent DA12 2BD

or call our claims helpline on 01474 355322

Proposal Form
You can complete our online proposal form here »
 
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